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Some Seniors Choose Living Together Over Getting Married

By HERWriter
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some senior couples are living together instead of getting married Digital Vision/Thinkstock

Perhaps when you ponder older couples in love, you think of them in a context of matrimonial bliss, or maybe matrimonial boredom.

The point is, matrimony is possibly in there somewhere. Older can in many minds be seen as synonymous with conservative or traditional.

I mean, older couples are not going to ... shack up, are they?

Well, yes. Some of them are.

Some of them have been doing it for quite awhile, and even as you read this, more of them have got the possibility in mind.

It seems that seniors have been moving in together and living together without a licence, at an increasing rate.

According to Bowling Green State University, numbers have increased from 2000 to 2006 by 50 percent. According the U.S Census Bureau, the number of seniors living together rather than getting married has almost doubled from 1989 - 2000.

Marrying will cause a loss of a number of financial benefits, e.g., health insurance, pension and military benefits, and loss in some cases of Social Security benefits. By remaining unmarried, a senior protects their credit rating and their assets, and possibly their children's inheritance.

About.com recommends some precautionary steps for seniors who choose to live together over getting married. Update your wills so that they reflect what you want to leave to your children, and what you want to leave to your new love.

You had separate bank accounts and other financial assets before and there is no reason to change that now. You may even choose to keep both households.

You may decide to sign a prenup or cohabitation agreement.This will lay out what your expectations are ... and are not. It's best to get the help of a lawyer to create such an agreement.

Still, living together does not mean you are not involved in each other's lives, like two ships passing in the night. If you are smart about it and do your research, between the two of you, you can decide what involvements you do and do not want to have.

Add a Comment1 Comments


Makes sense with the stigma from kids regarding another marriage.

Marielaina Perrone DDS
Henderson Dentist

October 17, 2012 - 10:47am
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We value and respect our HERWriters' experiences, but everyone is different. Many of our writers are speaking from personal experience, and what's worked for them may not work for you. Their articles are not a substitute for medical advice, although we hope you can gain knowledge from their insight.

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