January is that time for resolutions and starting anew. Perhaps 2014 was not a good year or it was more "ho-hum" than "hooray". But now it is 2015 and there is still plenty of time to make it your best year yet.
There are a lot of different areas to evaluate where you currently stand and where you want to be. But with a little planning and ingenuity, you can tackle it one month at a time.
Grab a piece of paper and focus on these four steps.
Step one comes first. You cannot accomplish anything if your health is not in check. Start with your preventative health requirements and write them down.
Do you need a Pap test? A mammogram? Due for fasting blood work? Need a yearly physical?
Seen a dentist in the last six months? Had your eyes checked? Covered in freckles and need a skin exam?
Whatever the case, write it down and then assign what you need done to a particular month or knock it all out in the same month. No matter what, do not put it off.
2) Financial goals
Take step two so you can move forward. That won't happen if you cannot pay for your year or have any idea about your financial situation. Time to write down your financial goals, whatever they are and then work backwards.
Do you want to save for a 20-percent down payment for a house? Looking to pay off credit cards?
Hoping to create a nest egg in savings? Want to max out your retirement? Hoping to start investing?
If you do not know your budget already, it is time to keep track of everything outgoing and determine how much moneyis incoming in order to start becoming financially healthy. For some women, finances can be very overwhelming but thankfully there is help everywhere you look.
Check out information online, talk with your bank, meet with your financial planner, buy books about your particular subject of interest, and move forward!
3) Mood and attitude
Step three is all about your mental health. Heavy from carrying around baggage, not handling unresolved emotions?