Live Healthily on Less
SATURDAY, July 4 (HealthDay News) -- Most people are cutting back in these tough economic times, trying to save more and make do with less. But can you cut back when it comes to your health?
As it turns out, experts say you can -- if you're smart about it. There are ways to save money, they say, while still eating healthily, staying physically fit and receiving needed medical care.
Health Care
It's possible to save on health care, but skipping regular checkups and screenings to avoid an insurance co-pay isn't one of them, said Dr. Thomas J. Weida, professor in the Penn State College of Medicine's Department of Family and Community Medicine.
Those checkups and screenings are meant to look for health problems that, if nipped in the bud, will cost a lot less to treat than if they're allowed to get worse. "It's almost like a leak in a pipe," Weida said. "It usually doesn't go away by itself, and it can only get bigger. It's a lot easier to treat things earlier than later."
Strategies that Weida suggests for cutting health-care costs include:
Discuss switching to cheaper medications. "If they're on chronic medicines, they should have a talk with their doctor about switching to cheaper alternatives or cutting back on dosage or number of pills," he said. "I'll often try to work with patients to see what I can get for them on these $4 prescription lists that some chains offer."
Stay out of the emergency department. "That chews up a lot of money," Weida said. "Having an established family doc is critical to doing that. If you go into the emergency room with a cough, bringing up yellow mucus, you're almost always going to get a chest X-ray. I may treat you but say, 'Hey, if you're not getting better in a few days, give me a call and maybe we need an X-ray.' That's because I have the benefit of follow-up."
Treat colds and flu at home. "A lot of what we see are colds and viruses and flu and things like that," Weida said. "If that is following its usual course with you, then you probably don't need to see the doc on that. Come see your doc if you are experiencing worse symptoms or different symptoms."
Call for advice.
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