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Live Healthily on Less

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"If they're on chronic medicines, they should have a talk with their doctor about switching to cheaper alternatives or cutting back on dosage or number of pills," he said. "I'll often try to work with patients to see what I can get for them on these $4 prescription lists that some chains offer."

Stay out of the emergency department. "That chews up a lot of money," Weida said. "Having an established family doc is critical to doing that. If you go into the emergency room with a cough, bringing up yellow mucus, you're almost always going to get a chest X-ray. I may treat you but say, 'Hey, if you're not getting better in a few days, give me a call and maybe we need an X-ray.' That's because I have the benefit of follow-up."

Treat colds and flu at home. "A lot of what we see are colds and viruses and flu and things like that," Weida said. "If that is following its usual course with you, then you probably don't need to see the doc on that. Come see your doc if you are experiencing worse symptoms or different symptoms."

Call for advice. "Sometimes just a phone call asking the doc handles the question," Weida said. "We do a lot of advice over the phone."

Diet

Cutbacks can be made in the food arena, too.

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Susan Cody

Weight Management Guide