I'm wondering how anyone has explained worrisome personal financial issues to friends or family - or to their children.
Like how you can't buy kids big Christmas gifts or why you can't go out with friends like you used to?
Financial concerns are very personal and no-one should really have to explain anything but it's kind of a hard position to be in, for many people these days.
How does anyone cope, out there, with how to deal with your life being different to even last year, and how to explain that to people close to you?