I have a history of being a hypochondriac, but I think I have a valid concern this time - I am very attuned to my body and I pay close attention to moles and things of that nature. Well it seems as though overnight I have grown a skin tag/wart right at the top of my butt crack. At first I seriously thought it was HPV/Gential wart but the more I looked at it and looked online it just didn't seem right. It's pink and fleshy and it even feels as though it could fall or be "clipped" off. It is at the very top of my bum crack and I have recently been working outdoors in very hot weather, so I have been sweating a lot and being very active. I have never had a skin tag or a wart before so I have no reference point really...
Anyway I don't know how worried I should be or if I should even be worried. I currently have no health insurance, and I'd like this to go away.
So,
1) What is this?
and
2) How do I treat it myself?
Thank you!