Eek! I know what you mean by not holding down a job. Luckily I was in a safe transition time, but as I was starting new work I also found myself quitting again just so I could focus on curing myself and health. My heart goes out to you. Please hang in there, I really think there's a balance for most. You have to do what's right for you, but I wanted to at least highlight my related experience- that the creams/meds made me significantly worse down there. My "area" became just so overly reactive to ANYthing and everything after trying too many foreign ointments/chemicals/yuck down there.
I'm going to copy this to the comment above too because I'm not sure if it notifies the person directly otherwise.