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Great question, Erin. Great response, Maryann! Women need to learn how to be financial healthy starting at a young age.

Erin, I would suggest using your credit card more often and making it a monthly habit of paying it off.

In the past I have been scared to use my credit card and frankly hate the idea of buying anything you can't afford to pay in cash, but it's a matter of life. In most cases, you will not be able to purchase a home in cash.

If you are nervous about using a credit card more often like I was, maybe start with using it for regular purchases like gas and groceries every month. This will also help you manage your monthly expenses :)

It really all comes down to this...the most important thing you can do to build your credit is make purchases on your credit card and pay it off on time.

August 13, 2014 - 10:54am


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