Hey, I'm an underwriter. I love my job. All my studies were completed from California. It's been 3 years since I worked in this company. I love to explore new things. These days I am exploring dragon tiger id.Underwriters are responsible for deciding whether a borrower's loan application is approved or not. If a potential borrower applies for a loan from a mortgage, insurance, loan broker or any other type of financial institution, it is an Underwriter who evaluates risk presented by the entire loan application.