Despite efforts to educate people regarding cardiovascular and other heart-related diseases and conditions, risk factors, and preventive lifestyle changes, heart disease is still the number one killer in the United States.
While the goal is obviously to prevent heart disease from happening in the first place, many people continue to suffer premature death from heart disease, and others are left disabled as a result of their heart-related conditions.
Unfortunately, some people with heart disease are impacted to the point that even the simplest daily tasks may become seemingly insurmountable obstacles. This interferes with their quality of life and sometimes leaves the heart patients unable to work.
What do you do when you find yourself suddenly unable to work due to heart disease? Many who find themselves permanently unable to do the work they’ve done in the past seek financial relief from the Social Security Administration (SSA) in the form of Social Security Disability Insurance, also referred to as SSD or SSDI.
SSD is a monthly benefit providing the disabled worker money to purchase necessities such as food, clothing, or shelter while they are unable to work. It’s important to note that SSD benefits do not replace the income that you had when you were able to work. Depending on what you made before, SSD pays between 30 and 59 percent of your former income.
Applying for SSD can be time-consuming and onerous. In addition to completing an application, applicants must provide information regarding discharge from military services, W-2 forms, tax returns, social security numbers and bank information.
Applicants must also provide additional documentation such as medical records, including dates of all treatments and treatment providers, all medications and dates of tests. They must also provide information on all jobs held for the past five years and any worker compensation claims.
Heart-related illnesses fall under the category of “cardiovascular system”, which includes such conditions as chronic heart failure, cardiomyopathy, ischemic heart disease, etc. Qualifying for benefits can be complex.