Most Americans know that it is expensive to live a healthy life. However, it is unbelievably expensive to be sick, too. While politicians can debate as to whether health insurance should be mandated, anyone who has been through even a relatively simple medical procedure knows how quickly the bills can mount.
There are medical conditions that are costly, and there are medical conditions that would be downright crippling for most Americans to pay for.
These high-cost patients, as the insurance world would deem them, are not that uncommon. Each year, 2 out of 1,000 people will accrue over $100,000 in medical debt in that year, according to Forbes.com.
There is a common thought among medical professionals, as well as the insurance companies, that these high medical costs can be avoided if Americans work on being healthier.
With better wellness care, less bureaucracy, and more of a focus on prevention along with some insurance reforms, some of these very sick patients might not be so sick and might not need such expensive care.
Although not every medical condition is avoidable, like dementia or some cancers, there are ways to reduce the costs of three of the most expensive, yet common, medical conditions.
1) Heart conditions
Having a heart attack will most likely cost you about $72,000, reported Forbes.com. This would include cardiac revascularization. More than one in every three Americans have heart disease. It is the most expensive health condition in this country.
Prevention: Focus on eating more fruits, vegetables and foods high in fiber. Work on maintaining a healthy weight. Exercise 30 minutes a day and avoid smoking as well as foods high in saturated fat and cholesterol.
More and more Americans are living with cancer, as death rates from this disease have been falling for over 10 years. However, that means the 13.5 million Americans who have some form of cancer may have to live with the high cost of treatment for a long time. One year’s treatment of cancer can be up to $49,000, especially if the treatment is aggressive, reported Forbes.com.