Thank you for your question and welcome to Empowher. I can share my experience as I am 34 years old and experienced a job loss in addition to loss of health insurance. I am not sure where you are located but many insurance agencies have 6 month policies where you can purchase a monthly insurance premiums at low costs. Since you and I are "baby-bearing" age, I did have to sign a disclosure that my insurance would not cover pregnancy to have a lower premium.
I purchased my own insurance for approximately two years, changing companies every 6 months as they were only short term policies but I am sure you can ask around for short term policies in your State. I would certainly bring up the pregnancy question when asking for pricing. You may be able to get around the higher pricing due to your age and signing those disclosures since you are mainly looking for catostrophic issues. I hope this helps.
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Hi Anonymous,
Thank you for your question and welcome to Empowher. I can share my experience as I am 34 years old and experienced a job loss in addition to loss of health insurance. I am not sure where you are located but many insurance agencies have 6 month policies where you can purchase a monthly insurance premiums at low costs. Since you and I are "baby-bearing" age, I did have to sign a disclosure that my insurance would not cover pregnancy to have a lower premium.
I purchased my own insurance for approximately two years, changing companies every 6 months as they were only short term policies but I am sure you can ask around for short term policies in your State. I would certainly bring up the pregnancy question when asking for pricing. You may be able to get around the higher pricing due to your age and signing those disclosures since you are mainly looking for catostrophic issues. I hope this helps.
February 11, 2012 - 9:40amPlease keep us updated.
Missie
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