I have not personally encountered this issue, and it does sound appalling!
With my insurance (we are self-insured), I have to tell them 12 MONTHS *before* I conceive to get additional "maternity coverage". If I get maternity coverage after I'm even 1 day pregnant (and, obviously wouldn't know it yet), I would be denied insurance for my pregnancy (and, I assume labor and delivery) because it would be a "pre-existing condition". Absurd!
So...when the magical time comes for my husband and I to try to have another baby, the first people who will know will not be those closest to us...but will be our INSURANCE COMPANY! (Basically, we have to tell them if we're even THINKING about it).
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I have not personally encountered this issue, and it does sound appalling!
With my insurance (we are self-insured), I have to tell them 12 MONTHS *before* I conceive to get additional "maternity coverage". If I get maternity coverage after I'm even 1 day pregnant (and, obviously wouldn't know it yet), I would be denied insurance for my pregnancy (and, I assume labor and delivery) because it would be a "pre-existing condition". Absurd!
So...when the magical time comes for my husband and I to try to have another baby, the first people who will know will not be those closest to us...but will be our INSURANCE COMPANY! (Basically, we have to tell them if we're even THINKING about it).
June 1, 2008 - 8:30pmThis Comment
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