Raising kids is always expensive, however for some couples, the costs start to add up even before the baby is born.
More than 7 million American women have used infertility services, according to the Centers for Disease Control and Prevention. This large number includes simple treatments such as medications to help with improving follicle number, all the way up to fullblown in vitro fertilization (IVF) which can cost thousands of dollars.
Naturally, cost — and potential insurance coverage — plays a huge role in the decisions women make in order to become pregnant and ultimately deliver a healthy baby.
Here are some financial facts about different levels of assisted reproductive technology options:
1) Fertility Medication
The most commonly used medication is Clomid (clomifene citrate). Taken in the early part of the cycle for five straight days, it works well to improve or encourage ovulation (egg release).
Some health care providers — and some women — choose to start with Clomid while continuing to have regular sexual intercourse to see if a little ovulation support is all they need. Clomid varies in price from $10 for generic clomifene citrate at some pharmacies, on up to $100.
2) Intrauterine Insemination
This fairly simple process requires a fresh sperm collection that is washed and then placed into a long, thin catheter which is threaded up through a woman’s cervix into her uterus. IUI can be done in-office and has a set-up similar to a Pap smear with a speculum.
The insertion process does not usually take more than a few minutes. The woman will be advised to relax lying down on the table afterwards for 15-30 minutes before standing up.
A typical IUI costs about $200-300 per treatment depending on the type of clinic and city. This does not include any medications and blood work required.
Many clinics do include sperm washing in their price, however some may have it as a separate item. Those women who are purchasing washed sperm from a sperm bank will pay that fee separately.
3) In vitro Fertilization (IVF)
1) American Pregnancy Association. (2015). In Vitro Fertilization: IVF.
2) Centers for Disease Control and Prevention. (2015). Infertility.
3) Fertility Plus. (no date). Frequently Asked Questions About Intrauterine Insemination (IUI).