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Will genetic testing affect my insurance as a pre existing condition?

By Anonymous June 1, 2009 - 10:31pm
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My mother was diagnosed at 45 years old with breast cancer. After lumpectomy, Chemo and radiation, she survived. A couple of years later her cancer returned and had spread to her liver, lungs and spine. She passed way on 10/02/07.
My doctor advised me not to get the genetic testing for breast cancer because it could be considered a preexisting condition with my insurance. Is that right?

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According to Genetic Counselor Kimberly Banks, genetic testing will most often not affect a person's medical insurance.

View her video on EmpowHer to hear her more detailed answer. . .

Hope this is helpful and good luck!

June 2, 2009 - 9:54am

Anon, can you tell us what state you're in?

The short answer is that it shouldn't affect your insurance; federal and state laws prohibit health insurers from discriminating based on genetic information in most situations. But some state laws are different from others. If you can give us that information it will help.

June 2, 2009 - 9:50am
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