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Retirement Planning Tips

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Retirement Planning Tips

To estimate your financial needs upon retirement, calculate your current living expenses, estimate where spending may increase or decrease and evaluate your retirement income sources, such as Social Security benefits, pension plans, IRAs and 401Ks. Strategies to bridge the gap include delaying retirement, cutting spending now and saving for retirement, increasing your contribution to a retirement plan such an IRA and considering part-time employment following retirement. If you start early, saving a small amount will make a big difference later.

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