I'm not sure if this is exactly a health question, although the subject is a matter of "life and death"....
I do not understand how life insurance works, what a good type of insurance is, how much I should pay...basically, where do I go to get this information? I've found websites that are offering life insurance, but I was hoping for a non-biased site (only educational) and not from a company trying to sell it to me! I've heard that "universal" is not the best in my situation, that I should get something called "term".
Have you had to use a spouse's or parent's life insurance? How was the process of settling the estate and getting the money needed for your family? (ie, does it matter what company you're with?).
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