The Stress of Tornado Thinking
Have you ever found yourself in a rut; thinking about a stressful situation and all of its ramifications, doing the “what-if” game, and then finding yourself back where you started? I call this “Tornado Thinking” because you end up going ‘round and ‘round and never coming to any solution; just stress that keeps building.
Some years ago we built a new home and the financing was taking way too long. When you get a construction loan, there are two phases. First they have to approve YOU; they want to make sure you can pay them back. The other phase is that they have to approve the PROJECT; they want to make sure that you can build it for the amount you said, that it will be worth enough when it is finished to be proper collateral for the loan, and that it will, in fact, be able to be finished!
WE were approved, but it was taking forever to approve the project. Winter was approaching and I was concerned that if the money didn't come through soon we would have to wait until spring to start because there wouldn't be time to pour the concrete footing before the ice and snow. But, we had already sold our home and the timing was such that waiting until spring would be very costly and inconvenient.
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