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The Comfort in Ignoring Things You Can’t Fix

September 1, 2009 - 1:45pm 121 reads 0 comments

We are lucky in that our medical insurance is a non-issue. The clinics send them the bills and they pay them. Period. Then, after adjustments and payments are applied, the clinic bills us for our co-pay portion. Simple, right? Ideal, right? Right … when it works!

The other day I got a bill for $6,500 for a couple of expensive procedures. YIKES! Our maximum co-pay for the YEAR is less than that. It was very upsetting, because I take all of my bills very seriously (even the ones that I can’t afford!).

What to do … call them, right? Of course, except that I opened that particular envelope at about 6 p.m. which was too late to call them but early enough that I could worry about it all night.

Was there a problem (almost certainly) or was something done that wasn’t approved properly and therefore not covered? If it wasn’t approved, am I really on the hook for that much? Holy cow… I can’t come up with it; not even close.

I had a decision to make: Was I going to fret about this and be upset all evening, or let it go until I could actually do something about it? The first option was the obvious choice, but certainly not the easiest. How do you simply “turn off” the worry and frustration?

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