Financial strain or unemployment is never beneficial to mental health, and one of the possible consequences of job loss and low income is lack of proper health care or lack of health care overall.
Some people who lose their jobs can keep their health insurance for a period of time while finding another job, but there are also those who eventually lose their health insurance because they can’t pay the bills and other reasons. They might not qualify for certain help programs or might not know about them.
People who have jobs might not necessarily be guaranteed health care or health insurance as well, since many businesses are trying to cut expenses.
Regardless of how a person comes to not have health care overall and mental health care in specific, there could be dire consequences. This is especially true when someone can't get treatment for mental disorders because lack of health insurance or because they have a preexisting condition like depression and treatment is still unaffordable with insurance.
There can be stress associated with not being able to take care of yourself physically and eventually mentally, and this could aggravate preexisting conditions.
A person who has no health care, but doesn’t necessarily need physical or mental help, is obviously not as bad off as someone who is suffering without treatment. However, the causes of the lack of health insurance could always end up negatively affecting the person. Also, an unknown condition could worsen and the person without health insurance who wasn’t necessarily concerned in the first place has a new reason for concern and stress.
According to a report from the Universal Health Care Foundation of Connecticut, “not having health insurance is deadly and costly. Even those with health insurance suffer from the insecurity of inadequate coverage and care.”
For adults, there can obviously be major consequences of not having health insurance. This study focuses mainly on physical consequences, but those can also lead to mental consequences.